WRAPUP 12-Millions in U.S. Northeast struggle after massive storm
* New York City, New Jersey especially hard hit
* New York City subway tunnels flooded, homes burn
* More than 8 million in several states without power
* "The devastation is unthinkable," New Jersey governor says
* NY stock market to reopen Wednesday; transportation snarled
By Martinne Geller and Emily Flitter and Dhanya Skariachan
NEW YORK, Oct 30 (Reuters) - The northeastern United States battled epic flood waters and lengthy power outages on Tuesday after the massive storm Sandy pummeled the coast with a record storm surge, high winds and heavy rains that killed at least 45 people and caused billion of dollars in losses.
Millions of people in New York City and other hard-hit areas will spend days or weeks recovering from a storm already seen as far more destructive that Hurricane Irene, which slammed into the same region a year ago. One disaster modeling company said Sandy may have caused up to $15 billion in insured losses.
The storm killed 18 people in New York City, among 23 total in New York state, while six died in New Jersey. Seven other states reported fatalities. Continued...