* Q4 adj EPS C$1.38 vs est C$1.46
* Revenue rises 6.3 pct
TORONTO, Dec 2 (Reuters) - Toronto-Dominion Bank (TD.TO) said on Thursday its fourth-quarter profit fell 1.6 percent, as stronger retail banking income was offset by a weak wholesale banking results.
TD, Canada’s second-biggest lender, earned C$994 million ($984 million), or C$1.07 a share, in the quarter that ended Oct. 31. That compared with a profit of C$1 billion, or C$1.12 a share, in the year-ago quarter.
Excluding items, the bank earned C$1.38 a share, it said, down from an adjusted profit of C$1.46 a year earlier.
Analysts polled by Thomson Reuters I/B/E/S had expected, on average, a profit of C$1.46 a share.
Revenue rose 6.3 percent to C$5 billion,
Provisions for credit losses fell to C$404 million from C$521 million a year earlier.
Return on equity fell to 9.7 percent from 11 percent a year ago, while the bank’s Tier 1 capital ratio, a measure of its financial stability, was 12.2 percent. ($1=$1.01 Canadian) (Reporting by Cameron French, editing by Maureen Bavdek)