* EPS $1.67 vs Street view $1.46
* Revenue $3.6 billion vs $3.9 billion
* Shares fractionally higher in premarket trade (Adds details on loan losses, share rise)
CHARLOTTE, N.C., July 20 (Reuters) - PNC Financial Services Group Inc's (PNC.N) second-quarter net income rose 13.5 percent, beating analyst estimates, as the big Midwestern regional bank set aside less money for bad loans.
Pittsburgh-based PNC on Wednesday reported net income of $912 million, or $1.67 per share, up from $803 million, or $1.47 per share, a year earlier.
Analysts, on average, expected $1.46 per share, according to Thomson Reuters I/B/E/S.
Revenue fell to $3.6 billion from $3.9 billion.
The bank's credit problems showed signs of further improvement. It set aside $280 million for loan losses during the quarter, down from $823 million a year earlier.
Net chargeoffs -- loans it does not expect to be repaid -- totaled $414 million in the period, down 51 percent from a year earlier and down 22 percent from the first quarter.
PNC, one of the strongest regional banks to emerge from the financial crisis, has added U.S. market share by buying rivals since the crisis peaked in 2008. During the second quarter it announced plans to buy Royal Bank of Canada's (RY.TO) U.S. retail bank operations for $3.6 billion.
PNC shares were up 15 cents to $56.00 in premarket trade. (Reporting by Joe Rauch; editing by John Wallace)